How much does a $5 million life insurance policy cost?
Five million dollars in life insurance sounds like a lot… and it is. But for high earners, business owners, and families with significant estate planning needs, this level of coverage is more common than you might think. Here’s what you need to know about cost, eligibility, and what the application process actually looks like. What […]
Everyday Life Insurance vs. Buying Direct from a Carrier: What’s the Difference?
Not all life insurance shopping experiences are created equal. Depending on how you buy, you might end up with one company’s best guess at what you need, a quote that leads to a sales call, or a policy that was actually matched to your specific health profile and budget. This article breaks down the most […]
4 common myths about no medical exam life insurance
No medical exam life insurance sounds almost too good to be true. No scheduling, no waiting rooms, no labs. But the phrase gets misunderstood in both directions. Some people assume it means zero health questions. Others assume it always costs more. Neither is 100% true. Here’s what you need to know if you’re looking to […]
Best Life Insurance Plans of 2026
At Everyday Life Insurance, your life insurance homework is done for you. We work with a carefully vetted selection of top-rated carriers, each chosen for financial strength, product quality, and value for everyday families. We only allow the very best insurance companies onto our platform. These are the companies we use to protect our loved […]
How to Get Life Insurance With No Medical Exam
If the idea of a medical exam has been holding you back from buying life insurance, you’re not alone. Between scheduling appointments, getting labs done, and waiting on results, the process can feel like quite a hassle. The good news is that getting life insurance with no medical exam is easier than ever. In fact, […]
Guaranteed Universal Life Insurance: Pros and Cons
Guaranteed Universal Life Insurance (often called GUL) sits somewhere between term life and whole life insurance. It offers permanent coverage with fixed premiums and a guaranteed death benefit, but without the cash value growth people often associate with permanent life insurance. For the right person, GUL can be a useful tool. For others, it can […]
Complete Guide to Life Insurance for an SBA Loan
Entrepreneurs, like yourself, might be surprised to learn that the Small Business Association (SBA) does typically require business owners to have life insurance prior to releasing business funding. Let’s break down what you need to know about how SBA loans and life insurance coverage are connected. These tips will help you better prepare for getting […]
How to Save Money With Our Mortgage Protection Insurance Calculator
Buying a home is one of the biggest investments you’ll ever make—and protecting it should be just as important. Our Mortgage Protection Insurance (MPI) calculator is a simple, fast, and free tool designed to help homeowners figure out exactly how much coverage they need in case the unexpected happens. Our calculator is the only online […]
4 tips for buying mortgage protection insurance
Mortgage Protection Insurance (MPI) can be of high value for homeowners, guaranteeing that your mortgage will be paid if you pass away unexpectedly. But with several coverage options and costs, it’s important to understand the details before purchasing a policy. Here are five essential tips for buying MPI insurance and making the most of your […]
The 2024 Guide To Buying Life Insurance While Pregnant
Pregnancy can be a time of great joy and excitement. But it can also be overwhelming — there’s a lot that soon-to-be parents need to do in nine months to get ready for the new baby. Besides the practical matters, like getting the nursery set up, finding the best car seat, and picking a name, […]
