Life Insurance, Made Easy

Our online calculator provides you with the expertise of an insurance advisor in under 10 minutes.

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See what our clients say

“Quick, easy, doesn’t cost an arm, leg and a few fingers. I’ll pass you guys on to friends and family.”

Theresa Rollins

“Quick, easy, and no medical exams in real life!!! The coverage is Wonderful and I can finally afford to pay for a great benefit amount.I recommend them to any and everyone that will listen.”


“Easy to apply and they walk you through the process and even recommend changes based on your personal experience.”

Sylvia Compean

“Went thru this process with no questions. Very readable and affordable. Thank you.”

Tiffany Rembert

Why Choose Everyday Life Insurance?

We’re independent brokers. That means we’re not tied to any one insurance company and are dedicated to serving you, not the insurers. Since 2018, we’ve been on a mission to simplify the life insurance process and make coverage an option for everyday families across the United States.

By answering a few quick questions, you can quickly find the best balance of value, price, and protection for your loved ones.

Plans for every budget

With prices as low as $4.00 per month, we’ve curated a selection of the nation’s best life insurance policies available online. At an average cost of $15.00 per month, families across the country can find plans that adequately protect their dependents.

Complete online experience

With the ability to find a policy and apply online, getting life insurance from the comfort of your own home has never been easier. Acceptance is typically available with no medical exam and instant coverage.

We’re simply sharing with you the plans we use to protect our own families. And every policy we sell comes with a 30-day money-back guarantee, because we’re confident you’ll love your purchase.


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Coverage designed
around your needs

Family-focused coverage

We recommend coverage that is specifically designed to provide financial security for your loved ones should something happen to you.

Competitive rates

Our goal is to find you the best value possible. We’ll match you with a plan that you are qualified for and that makes sense for your budget and protection needs.

Personalized policies

We make personalized recommendations about your coverage needs based on your particular situation. You can further customize our recommendation to meet your unique needs and budget. 

Quick and easy application process

We understand that you are busy, which is why our application process is quick and easy. It can be completed online and most applicants can get approved immediately.

Get pre-qualified for a personalized policy in two minutes

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Proudly backed by the Financial Health Network

The Financial Health Network is a leading nonprofit organization that unites industries, business leaders, policymakers, innovators, and visionaries in a shared mission to improve financial health for all.

“The Financial Health Network selected Everyday Life for its Accelerator program because of their new approach to making financial security accessible to everyone and the positive impact it is having on people’s lives.”

Frequently asked questions

What is life insurance and how does it work?

Life insurance is a contract between an individual and an insurance company where the individual pays a premium in exchange for a death benefit payout to their beneficiaries upon their death. The death benefit can be used to cover funeral expenses, outstanding debts, and other expenses.

How much life insurance do I need?

The amount of life insurance you need depends on your individual circumstances, including your income, debt, and the needs of your beneficiaries. A general rule of thumb is to have coverage that is at least 10-12 times your annual income.

Why do I need life insurance?

Life insurance is important if you have loved ones who rely on your income to cover their living expenses. It provides financial support to your beneficiaries in the event of your unexpected death, ensuring that they are taken care of and able to maintain their quality of life.

How much does life insurance cost?

The cost of life insurance depends on a variety of factors, including your age, health, occupation, and the type and amount of coverage you choose. Term life insurance is generally less expensive than permanent life insurance.

What types of life insurance are available?

There are two main types of life insurance: term life insurance and permanent life insurance. Term life insurance provides coverage for a specific term, typically 10, 20, or 30 years, and pays out a death benefit if the policyholder dies during the term. Permanent life insurance, such as whole life or universal life insurance, provides lifelong coverage and builds cash value over time.

Can I change my life insurance policy?

Yes, most life insurance policies are flexible and can be changed as your needs change. You can typically increase or decrease your coverage, change your beneficiaries, or add riders to your policy.

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