Everyday life changes every day. Now your life insurance can keep up.
Predictive Protection™ gives you the right coverage you need at the right time
We're different.
Needs Assessment Tool
Quickly helps you define exactly how much insurance you need at exactly the right time.
184 Years Of Experience
Our plans are delivered by Legal & General, an A+ rated insurer with 184 years experience.
The industry’s only Predictive Protection™ life insurance plans.


Most life insurance companies recommend one price for a bulk amount of coverage that stays the same for the life of the policy.
We take a fundamentally different approach.
Our technology is able to calibrate the insurance you need over the course of your policy based on life changes and milestones.
With Predictive Protection™, your policy is designed to change over time automatically so you have the exact right amount of coverage at the right time.
The most accurate Needs Assessment tool in the business.
That’s how life insurance should work.
The perfect policy is just 3 steps away.
Assess


Let our technology assess your unique needs - Takes 2 minutes and no contact info required.
Review & Refine


Read your personalized recommendation, explore options and confirm your plan - quick and easy!
Apply


Finish your application online with our underwriting partner.
Takes 10 minutes and may get instant approval!