How it Works

Find out what the life insurance process looks like from start to finish.

How it Works

Find out what the life insurance process looks like from start to finish.

We’re a fully licensed insurance brokerage that’s here to provide you with all of the support & answers you need. We’re independent, meaning that we are not tied to any one insurance company and are dedicated to serving YOU, not the insurance company. Since 2018, we’ve been on a mission to simplify the life insurance process and make coverage an option for everyday families across the United States. Find out how we make it easy for people like you to find the best coverage for your needs and budget.

Life insurance made easy.

Step 1: Use The Ultimate Life Insurance Calculator to get your personalized recommendation.

  • You’ll take 2-3 minutes to answer some basic health and background questions. There aren’t many questions and you will know all of the answers off the top of your head, but it’s important to be accurate. That’s why we made it totally anonymous – to make it easier for you to be candid so that we can do a better job of finding the best policy for you.

  • Behind the scenes, The Ultimate Life Insurance Calculator uses the information you provide to evaluate your coverage needs, find the most suitable policy available to meet those needs, and personalize the policy in line with financial planning best practices.

  • You’ll receive our instant life insurance recommendation for you! Oh, and we’re not going to ask for your contact information in order to give you a quote. You can then learn more about our recommendation and adjust the coverage and pricing as desired.

  • Licensed experts are available if you have any questions. When you’re ready, you can move on to complete your application!

Step 2: Complete your application.

We offer more online life insurance products from more insurance companies than any other brokerage, which is key to helping you find your best option. However, every insurance company has their own application process. So the amount of time it will take to get coverage depends on factors such as your age and where you live. 

Below are some examples of how much time & effort it takes to get coverage for various individuals.

In every case, we monitor your application to make sure the insurance company is doing their part to serve you well.

Step 3: Activate your coverage.

  • As soon as you receive your approval (usually in seconds), you can complete your purchase and activate your coverage. Over 90% of our recommended policies get approved, but in the rare event that the insurer cannot offer you coverage, we will find and offer you a viable back-up plan which you can then immediately purchase.

  • That’s it! Enjoy life insurance made easy & the peace of mind of knowing you’ve got your family’s back.

Thank you!

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