Our Partners

At Everyday Life, we’re unbought and unmanaged by any insurers in order to maintain our objectivity when providing customers with a policy recommendation that best matches their unique needs.

When you shop with us, our primary goal is to present you with a plan that is both the least expensive and most beneficial to your goals and not biased or limited to a single one-size-fits-all type of policy.

We only allow the very best insurance companies onto our platform. Our rigorous selection process is based on our deep insurance and financial planning expertise. These are the companies we use to protect our loved ones.

Our Partners

At Everyday Life, we’re unbought and unmanaged by any insurers in order to maintain our objectivity when providing customers with a policy recommendation that best matches their unique needs.

When you shop with us, our primary goal is to present you with a plan that is both the least expensive and most beneficial to your goals and not biased or limited to a single one-size-fits-all type of policy.

We only allow the very best insurance companies onto our platform. Our rigorous selection process is based on our deep insurance and financial planning expertise. These are the companies we use to protect our loved ones.

Accidental Death Insurance

Accidental Death Insurance
  • Policies available from $50,000 – $350,000 for ages 18 through 60
  • Approval within two business days
  • No medical exam
  • Renewable until age 80
  • Benefits are paid directly to your family or other beneficiaries in addition to other benefits you may have in place

  • Rated A- by A.M Financial Strength and A+ by the Better Business Bureau*.
  • Assurity is owned by and accountable to the people they insure, meaning they put their customers first, by design. 
  • Founded in 1980.

  • Rated A- by A.M Financial Strength and A+ by the Better Business Bureau*.
  • Assurity is owned by and accountable to the people they insure, meaning they put their customers first, by design. 
  • Founded in 1980.

Accidental Death Insurance

Accidental Death Insurance
  • Policies available from $50,000 – $350,000 for ages 18 through 60
  • Approval within two business days
  • No medical exam
  • Renewable until age 80
  • Benefits are paid directly to your family or other beneficiaries in addition to other benefits you may have in place
  • Bestow policies are provided by North American Company for Life and Health Insurance®, an insurance carrier rated A+ (Superior) by A.M. Best.*
  • Providing security to American families since 1886.
  • No medical exam is required.

Term Life

Term Life
  • 10, 15, 20, 25, 30-year term life insurance between $50,000 – $1.5 Million for ages 18 through 60
  • Instant coverage upon approval
  • No medical exam
  • Bestow policies are provided by North American Company for Life and Health Insurance®, an insurance carrier rated A+ (Superior) by A.M. Best.*
  • Providing security to American families since 1886.
  • No medical exam is required.

Term Life

Term Life
  • 10, 15, 20, 25, 30-year term life insurance between $50,000 – $1.5 Million for ages 18 through 60
  • Instant coverage upon approval
  • No medical exam
  • Rated A- by A.M. Financial Strength and A+ by the Better Business Bureau.*
  • Assurity is owned by and accountable to the people they insure, meaning they put their customers first, by design.
  • Founded in 1890.
  • Rated A- by A.M. Financial Strength and A+ by the Better Business Bureau.*
  • Assurity is owned by and accountable to the people they insure, meaning they put their customers first, by design.
  • Founded in 1890.

RAPIDecision® Life

Term Life
  • 10, 15, 20 and 30-year term life insurance between $50,000 and $2 Million for ages 18 to 65
  • No medical exam
  • 24 to 48-hour approval process
  • Renewable term up to age 95
  • Option to undergo medical underwriting within the first six months of the policy’s issue date to potentially qualify for an improved blend of policy benefits

RAPIDecision® Simplified Issue Final Expense Whole Life

Whole Life
  • Policies available from $5,000 – $35,000 for ages 50 through 85
  • Guaranteed level premiums and face amounts for the life of the policy
  • Cash value accumulation, RPU and automatic premium loan
  • Matures at age 121
  • No graded period provides customers with coverage immediately

RAPIDecision® Guaranteed Issue Graded Benefit Whole Life

Whole life
  • Policies available from $5,000 – $25,000 for ages 50 through 85
  • Guaranteed level premiums for the life of the policy
  • Cash value accumulation
  • Death Benefit is graded in years 1-3
  • Provides full coverage starting in year 4
  • Convertibility not applicable

RAPIDecision® Life

Term Life
  • 10, 15, 20 and 30-year term life insurance between $50,000 and $2 Million for ages 18 to 65
  • No medical exam
  • 24 to 48-hour approval process
  • Renewable term up to age 95
  • Option to undergo medical underwriting within the first six months of the policy’s issue date to potentially qualify for an improved blend of policy benefits

RAPIDecision® Simplified Issue Final Expense Whole Life

Whole Life
  • Policies available from $5,000 – $35,000 for ages 50 through 85
  • Guaranteed level premiums and face amounts for the life of the policy
  • Cash value accumulation, RPU and automatic premium loan
  • Matures at age 121
  • No graded period provides customers with coverage immediately

RAPIDecision® Guaranteed Issue Graded Benefit Whole Life

Whole life
  • Policies available from $5,000 – $25,000 for ages 50 through 85
  • Guaranteed level premiums for the life of the policy
  • Cash value accumulation
  • Death Benefit is graded in years 1-3
  • Provides full coverage starting in year 4
  • Convertibility not applicable
  • Rated A+ (Superior) by A.M. Financial Strength and A+ by the Better Business Bureau.
  • Legal & General Group Plc has been around since 1836 & is the 7th largest life insurer in the world
  • Large reach means Legal & General’s rates are extremely competitive for all levels of coverage.
  • Legal & General is the parent company of Banner Life Insurance Company and William Penn Life Insurance Company.
  • One of the world’s leading multinational financial services companies – headquartered in London, the firm has over $1.7 trillion in total assets under management.

OPTerm

Term Life
  • 10, 15, 20, 25, 30, 35 and 40-year term life insurance starting at $100,000 for ages 20 to 75 with no coverage cap
  • Renewable and convertible
  • Laddering possibilities to stair-step your coverage needs as time goes on
  • Legal & General’s policies are underwritten by their subsidiaries Banner Life Insurance Company (outside of NY) and William Penn Life Insurance Company (NY only).
  • Rated A+ (Superior) by A.M. Financial Strength and A+ by the Better Business Bureau.
  • Legal & General Group Plc has been around since 1836 & is the 7th largest life insurer in the world
  • Large reach means Legal & General’s rates are extremely competitive for all levels of coverage.
  • Legal & General is the parent company of Banner Life Insurance Company and William Penn Life Insurance Company.
  • One of the world’s leading multinational financial services companies – headquartered in London, the firm has over $1.7 trillion in total assets under management.

OPTerm

Term Life
  • 10, 15, 20, 25, 30, 35 and 40-year term life insurance starting at $100,000 for ages 20 to 75 with no coverage cap
  • Renewable and convertible
  • Laddering possibilities to stair-step your coverage needs as time goes on
  • Legal & General’s policies are underwritten by their subsidiaries Banner Life Insurance Company (outside of NY) and William Penn Life Insurance Company (NY only).

Term Life

Term Life
  • 10, 15, 20-year term life insurance between $25,000 and $1 Million for ages 18 to 50 (up to $50,000 for ages 51 to 55)
  • No medical exam for policies under $750,000 for ages 18-60
  • Instant approval
  • Founded by Supreme Court Justice Louis Brandeis ( Learn More) with an A+ (Superior) rating by A.M. Financial Strength and A+ rating by the Better Business Bureau.*
  • Unlike many well-known insurance companies, SBLI is not a publicly-traded company but is owned by our policyholders.
  • Because they are accountable to you, not Wall Street, they have the luxury of being able to think for the very long term and focus on keeping policy costs down.
  • Founded by Supreme Court Justice Louis Brandeis ( Learn More) with an A+ (Superior) rating by A.M. Financial Strength and A+ rating by the Better Business Bureau.*
  • Unlike many well-known insurance companies, SBLI is not a publicly-traded company but is owned by our policyholders.
  • Because they are accountable to you, not Wall Street, they have the luxury of being able to think for the very long term and focus on keeping policy costs down.

Term Life

Term Life
  • 10, 15, 20-year term life insurance between $25,000 and $1 Million for ages 18 to 50 (up to $50,000 for ages 51 to 55)
  • No medical exam for policies under $750,000 for ages 18-60
  • Instant approval

*A.M. Best ratings for insurers’ financial strength range from
A+(Superior) to F (In liquidation)