Our Plans
Explore the companies experts use to protect their loved ones.
Our Plans
Explore the companies experts use to protect their loved ones.
At Everyday Life, we’re unbought and unmanaged by any insurers in order to maintain our objectivity when providing customers with a policy recommendation that best matches their unique needs.
When you shop with us, our primary goal is to present you with a plan that is both the least expensive and most beneficial to your goals and not biased or limited to a single one-size-fits-all type of policy.
We only allow the very best insurance companies onto our platform. Our rigorous selection process is based on our deep insurance and financial planning expertise. These are the companies we use to protect our loved ones.
Explore our plans.
Founded in 1980, Assurity is owned by and accountable to the people they insure, meaning they put their customers first, by design.
Rated A- by A.M Best and A+ by the Better Business Bureau*.
Since their founding in 1896, Fidelity Life has been providing life insurance to secure the financial future of countless families.
RAPIDecision® Life
- 10, 15, 20 and 30-year term life insurance between $50,000 and $2 Million for ages 18 to 65
- No medical exam
- 24 to 48-hour approval process
- Renewable term up to age 95
- Option to undergo medical underwriting within the first six months of the policy’s issue date to potentially qualify for an improved blend of policy benefits
RAPIDecision® Simplified Issue Final Expense Whole Life
- Policies available from $5,000 – $35,000 for ages 50 through 85
- Guaranteed level premiums and face amounts for the life of the policy
- Cash value accumulation, RPU and automatic premium loan
- Matures at age 121
- No graded period provides customers with coverage immediately
RAPIDecision® Guaranteed Issue Graded Benefit Whole Life
- Policies available from $5,000 – $25,000 for ages 50 through 85
- Guaranteed level premiums for the life of the policy
- Cash value accumulation
- Death Benefit is graded in years 1-3
- Provides full coverage starting in year 4
- Convertibility not applicable
RAPIDecision® Life
- 10, 15, 20 and 30-year term life insurance between $50,000 and $2 Million for ages 18 to 65
- No medical exam
- 24 to 48-hour approval process
- Renewable term up to age 95
- Option to undergo medical underwriting within the first six months of the policy’s issue date to potentially qualify for an improved blend of policy benefits
RAPIDecision® Simplified Issue Final Expense Whole Life
- Policies available from $5,000 – $35,000 for ages 50 through 85
- Guaranteed level premiums and face amounts for the life of the policy
- Cash value accumulation, RPU and automatic premium loan
- Matures at age 121
- No graded period provides customers with coverage immediately
RAPIDecision® Guaranteed Issue Graded Benefit Whole Life
- Policies available from $5,000 – $25,000 for ages 50 through 85
- Guaranteed level premiums for the life of the policy
- Cash value accumulation
- Death Benefit is graded in years 1-3
- Provides full coverage starting in year 4
- Convertibility not applicable
The Banner Life family of companies, established through its predecessor companies in 1949, consists of two insurance companies, Banner Life Insurance Company, which insures policyholders and annuitants in 49 states and DC, and Banner Life’s wholly-owned subsidiary, William Penn Life Insurance Company of New York, which insures policyholders and annuitants in New York. William Penn products are available exclusively in New York; Banner Life is not authorized as an insurer and does not do business in New York.
Built on 80 years of experience and protecting 20 million members, TruStage™ provides straightforward insurance coverage designed to be affordable.
TruStage™ policies are provided by MEMBERS Life Insurance Company and CMFG Life Insurance Company, insurance carriers rated A (Excellent) by A.M. Best* and A+ for financial strength by Strong S&P Global.**
TruStage™ Term Life Insurance
- Policies range from $5,000 to $300,000 for ages 18 to 69
- No medical exam
- Instant approval process
- 30-day money-back guarantee
- Renewable until age 80
- Premium rates increase every five years when policyholders reach ages 25, 30, 35, 40, 45, 50, 55, 60, 65, 70 and 75
TruStage™ Advantage Whole Life Insurance
- Policies available from $5,000 – $100,000 for ages 18 through 85
- No medical exam
- 30-day money-back guarantee
- Rate is locked-in upfront and never increases
- Permanent coverage that you can keep for life
- Instant decision
- Policies active 30 days after approval
TruStage™ Guaranteed Acceptance Whole Life Insurance
- Policies available from $2,000 – $20,000 for ages 45 through 80
- No applicant will be turned down for any health reason
- Cash benefits never decrease
- A lifetime of coverage at a locked-in rate
- Policy active immediately upon first payment
- No medical exam
- 30-day money-back guarantee
TruStage™ Term Life Insurance
- Policies range from $5,000 to $300,000 for ages 18 to 69
- No medical exam
- Instant approval process
- 30-day money-back guarantee
- Guaranteed renewable until age 80
- Premium rates increase every five years when policyholders reach ages 25, 30, 35, 40, 45, 50, 55, 60, 65, 70 and 75
TruStage™ Advantage Whole Life Insurance
- Policies available from $5,000 – $100,000 for ages 50 through 85
- No medical exam
- 30-day money-back guarantee
- Rate is locked-in upfront and never increases
- Permanent coverage that never expires
- Instant decision
- Policies active 30 days after approval
TruStage™ Guaranteed Acceptance Whole Life Insurance
- Policies available from $2,000 – $20,000 for ages 45 through 80
- No applicant will be turned down for any reason
- Cash benefits never decrease
- Coverage never expires
- Policy active immediately upon first payment
- No medical exam
- 30-day money-back guarantee
TruStageTM Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705 Base Form Numbers: ICC16-A10a-039 & A10a-039-2016
TruStageTM Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705 Base Form Numbers: ICC17-SIT-2 & 2017-SIT-2
TruStageTM Advantage Whole Life Insurance is issued by MEMBERS Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Form Numbers: ICC20-WLMLIC & 2020-WLMLIC
TruStageTM Guaranteed Acceptance Whole Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Death benefit is limited the first 2 years of the policy and is limited to a return of 100% of premiums, plus 10%. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Form Numbers: ICC16-GAWL & 2016-GAWL
TruStage™ Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705 Base Form Numbers: ICC16-A10a-039 & A10a-039-2016
TruStage™ Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705 Base Form Numbers: ICC17-SIT-2 & 2017-SIT-2
TruStage™ Advantage Whole Life Insurance is issued by MEMBERS Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Form Numbers: ICC20-WLMLIC & 2020-WLMLIC
TruStage™ Guaranteed Acceptance Whole Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Death benefit is limited the first 2 years of the policy and is limited to a return of 100% of premiums, plus 10%. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Form Numbers: ICC16-GAWL & 2016-GAWL
GAWL, SIT1, SIT2, TAWL-5854204.1-0823-0925
*A.M. Best ratings for insurers’ financial strength range from
A+(Superior) to F (In liquidation)
**Ratings: A.M. Best, Moody’s and S&P ratings apply to CMFG Life Insurance Company and its subsidiary, MEMBERS Life Insurance Company.
