When it comes to protecting your home and loved ones with Mortgage Protection Insurance, not all policies are created equal. That’s why at Everyday Life Insurance, we recommend one outstanding provider: The Banner Life family of companies, which includes two insurance companies, Banner Life Insurance Company, which insures policyholders and annuitants in 49 states and DC, and Banner Life’s wholly-owned subsidiary, William Penn Life Insurance Company of New York, which insures policyholders and annuitants in New York.. Here’s why our experts trust them for every Mortgage Protection Insurance policy we offer.
Competitive Pricing Without Compromise
Banner Life offers some of the most competitive premiums in the industry, helping homeowners get the coverage they need without stretching their budget. Their OPTerm policies are flexible, affordable, and built to scale with your needs—which is exactly what most people want in a mortgage protection plan.
Smart & Flexible Features
Banner Life stands out not just for their pricing, but for the value-packed features they offer:
- Term riders that let you add temporary additional coverage for high-need periods (like early in your mortgage).
- Multiple term length options, from 10 to 30 years, so you can match your coverage exactly to your mortgage timeline.
- Customizable policies that grow with you, offering protection now and the flexibility to adapt later.
A Legacy You Can Count On
The Banner Life family of companies have been helping families protect what matters most for over 75 years. With 99% of term life insurance claims paid, nearly 4,000 families served, and retirement secured for over 35,000 annuitants in 2024, they’re the #1 provider of term life insurance in the country.
They also hold an A+ (“Superior”) rating from A.M. Best—a leading independent agency that assesses insurers’ financial health. That means you can count on them to be there when it matters most.
Why We Use Them for Every Mortgage Protection Insurance Policy
As an independent life insurance agency, we’re not tied to any one company—we’re free to choose what’s best for our clients. And time after time with Mortgage Protection Insurance, that choice is Banner Life. Their blend of pricing, reliability, and policy options makes them a no-brainer when it comes to protecting our clients’ mortgages.
Premiums are based on underwriting and may vary depending on medical history, lifestyle, and other factors.
Try Our Mortgage Life Insurance Calculator
We’re modernizing the way people shop for life insurance with technology, transparency, and smarter design. That’s why we’re proud to present our one-of-a-kind Mortgage Protection Insurance Calculator.
You submit some basic information about yourself and your mortgage, and our calculator offers customized coverage in seconds. You then have the option to further customize your recommended plan or to instantly move forward with the application.
If you’re shopping for Mortgage Protection Insurance, skip the extra steps. Try our Mortgage Protection calculator now to see what offers await you.
