Save Money With Mortgage Protection Insurance That Fits Your Mortgage, Not Someone Else’s
What Is Mortgage Protection Insurance?
Mortgage Protection Insurance (MPI) is life insurance designed to cover your home loan. It’s popular with homeowners seeking the peace of mind of knowing that their loved ones won’t ever have to worry about their home should the worst happen.
But we saw that most options on the market today are too expensive and inflexible, so we built a smarter approach:
Your premiums go down as you pay off your loan.
Ours is the only coverage on the market where your cost decreases alongside your mortgage balance.
You control who receives the benefit, not the bank.
Many MPI policies will only pay your lender, but with ours it’s your call who receives your payout, and you can change it anytime.
Save 20% or more with a policy that adjusts as you pay off your mortgage.


Everyday Life Makes Mortgage Protection Insurance (MPI) Smarter
Traditional MPI policies provide fixed coverage that doesn’t align with your loan amortization. You could have paid off a substantial portion of your loan balance but your coverage doesn’t reflect that. Our unique Mortgage Protection Calculator designs a coverage plan customized to match your actual mortgage, adjusting over time as your loan balance decreases.
With our personalized approach, you can:
- Align your life insurance with your mortgage balance and timeline
- Adjust your plan to cover other needs (kids’ college, etc.)
- Apply online with a top-rated carrier in minutes
See Your Personalized Plan in Under a Minute
Use our Mortgage Protection Calculator to get a tailored recommendation in seconds. It’s fast, free, and doesn’t even require that you provide your contact info.
Why Choose Everyday Life?
We’re modernizing the way people shop for life insurance with technology, transparency, and smarter design. With Everyday Life, you get:

Strong mortgage protection that saves you money with smarter coverage

Convenient online process with expert help when you want it – and not when you don’t

Coverage provided by the same top-rated insurance companies our CEO uses and recommends to friends and family
EXCELLENT Based on 255 reviews Hope PhillipsJune 18, 2025.Trustindex verifies that the original source of the review is Google. Very easy application very affordable Kish JohnsonApril 25, 2025.Trustindex verifies that the original source of the review is Google. Very easy to navigate. Hassle free Veronaca RiversApril 2, 2025.Trustindex verifies that the original source of the review is Google. Thank you for helping me give me some insurance for you because I really do need it thank you so much may God bless you Tasha WillisMarch 7, 2025.Trustindex verifies that the original source of the review is Google. Very satisfied Kathy EFebruary 24, 2025.Trustindex verifies that the original source of the review is Google. Everyday Life Insurance personnel were so attentive and available for questions; also they reached out if something was missing explaining every step to completing the application. It was a very easy and straightforward process.


Looking for other options?
Explore more:
Term life insurance is an inexpensive and easy way to protect your family from the uncertainty that comes with someone passing away.
Whole life insurance is by far the most popular form of permanent insurance and it provides coverage for the entire life of the insured individual, as long as premiums are paid.
Learn More About MPI
Want to dig deeper before making a decision? Check out these helpful articles. You’ll find practical advice, comparisons to term life, and tips for choosing the right plan.
Get Covered in Minutes
You don’t need to guess. You don’t need to overspend. And you definitely don’t need to wait weeks to get the protection your family deserves.
Click below to see how much coverage you need, how long it should last, and how little it could cost.