What is No Medical Exam Life Insurance?
What is “no medical exam” life insurance? If you’re in the market for life insurance, you’ve likely encountered this term. What does it mean? But there’s a lot of misconception out there. To start, “no medical exam” policies aren’t a type of policy at all. Several life insurance policies don’t require a health exam, even […]
How Much Life Insurance Do I Need?
Figuring out how much life insurance you need can feel impossible. You want enough so your loved ones don’t have to worry, but you also want to keep costs down. Part of the calculation hinges on your lifestyle, goals, circumstances and family situation, so it’s different for everyone. Luckily, it’s easier than you think to […]
7 Reasons You (Think You) Don’t Need Life Insurance
Premature death can leave a lasting impact whether you’re married, single, young or don’t have time to shop for a policy. Before you decide you don’t need coverage, take a moment to reconsider the reasons you don’t need life insurance. Table of Contents 1. You’re Single You might think being single is one reason you […]
Can You Buy Life Insurance for Someone Else?
You already know that life insurance coverage can be an excellent way to protect your family’s future, but it could also make sense to insure someone other than yourself. But, can you buy life insurance for someone else? You can get life insurance on someone else, but you can’t take out a policy on just […]
Everyday Life’s Machine Learning Busting Down Massive Barriers in Life Insurance
Life insurance is a complex topic. Besides the many products available, underwriting is a virtual black box. You provide lots of deeply personal information during the application process but have no idea how it’s actually being used. Even the most experienced agents don’t fully understand how companies underwrite applicants. Dipali’s Take Machine learning in life […]
What is Cash Value Life Insurance and How Does It Work?
If you’ve looked into getting life insurance, you’ve likely heard about cash value life insurance. You may even think it’s a great deal. After all, who wouldn’t want a policy that builds cash value? The trouble is that many people don’t understand the cost tradeoff of cash value life insurance. If cost is a concern, […]
What Is Whole Life Insurance and How Does It Work?
What is whole life insurance? You’ve probably heard the term before, but that doesn’t mean you fully understand it. You’re not alone — many people are confused by whole life insurance and how it works. Here’s what you need to know before committing to a policy. Table of Contents What Is Whole Life Insurance? Life […]
Ethos vs. Everyday Life: Discover Why Convenience Shouldn’t Cost More
Shopping for life insurance can be a tedious and challenging task. After all, most people aren’t insurance experts. But a policy can be necessary to make sure your family is taken care of after you’re gone. Whether you’re just beginning your search or have been looking at life insurance companies for a while, you’ve likely […]
Haven Life Insurance vs. Everyday Life Insurance Review: Which Is Right for You?
Looking for life insurance? Consider Haven Life vs. Everyday Life Insurance. Both are powerful choices with affordable plans to suit your needs. However, there’s one significant difference you need to know: Haven Life only offers policies through MassMutual, while Everyday Life partners with six different companies. That means you have a better chance of being […]
What Is Smart Life Insurance?
What Is Smart Life Insurance? Smart life insurance is a policy that’s designed to fit your specific life needs. That means it can automatically adjust to events in your life like paying off a mortgage, or kids graduating. Think about it, you rarely need the same amount of life insurance at 25 that you need […]
