Independent Financial Partners Brings Everyday Life Insurance Platform to Community Banks

Editor’s note: This press release first appeared here. Everyday Life, an insurance platform on a mission to get life insurance to everyone who needs it, is partnering with Independent Financial Partners (IFP) to bring its innovative life insurance solution to IFP’s Institutional Services group network of community banks and their customers. The new insurance offering […]

What Is Term Life Insurance?

home insurance and life insurance

What Is Term Life Insurance? Most people know that life insurance is important, but they just can’t figure out which policy to buy or where to buy it. Confusing plans, high prices, and over-complicated jargon can make it seem overwhelming. Term life insurance is a cheap and easy way to protect your family from the […]

What are Smart Life Insurance Quotes?

smart life insurance quotes

The globally distressing events of the coronavirus pandemic have made Americans more aware of their own mortality. Surveys show that 25% of people are more likely to get life insurance as a result of the outbreak. That’s a good thing. Americans are thinking more about how to protect their families in the event that something […]

Is Life Insurance Worth The Cost?

is term life insurance worth the cost?

One of the most frequently asked questions we get about life insurance is this: “Is life insurance worth the cost?”  It’s a fair question. Purchasing a term life insurance plan varies depending on your specific coverage needs, but you might end up paying anywhere from $15 to $100 a month for anywhere from 10 to […]

The Average Cost Of Life Insurance By Age

average cost of life insurance by age

Key Takeaways: Even for people of the same age, the cost of a plan can vary depending on the type of life insurance, the risk profile of the applicant, location, and the underwriting process. The cost of life insurance by age can increase as you get older, so it’s advantageous to get a life insurance […]

5 Tips To Help Families Buy Life Insurance Wisely

buy life insurance wisely

For families, having life insurance is non-negotiable. When you have young children or a mortgage, or even if you have a spouse or elderly parents/other relatives who depend on you, then you leave them in a distressing situation if anything happens to you and you are no longer around to provide income, support, and care. […]

Does Term Life Insurance Have Cash Value?

does term life have a cash value

Key Takeaways: Only permanent policies like whole life and universal life offer cash value, which may make them more attractive (until you understand what that does to the cost of the plan). Term life plans don’t offer cash value within the policy, but over time can help you build your savings and invest more wisely […]

The Best Life Insurance Calculator

life insurance calculator

Key Takeaways: The Ultimate Life Insurance Calculator is the best life insurance calculator because it shows you exactly what you need in a term life plan and how much it may cost. Using Predictive Protection™, this is the only needs-based life insurance calculator in the industry — will even tell you if we think you […]

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