What’s The Best Life Insurance for Seniors?
Life insurance is a financial tool that provides peace of mind and financial security to your loved ones in the event of your passing. Although life insurance is often associated with younger individuals and families seeking financial security in the event of an unexpected passing, it’s just as important for seniors to consider their life […]
What is Fully Underwritten Life Insurance?
Life insurance is a crucial financial planning tool that provides protection and financial security for your loved ones in the event of your passing. There are various types of life insurance policies available, but one of the most comprehensive and traditional options is fully underwritten life insurance. In this article, we will explore what fully […]
I’m Over 50… What Type of Life Insurance Should I Get?
It’s never too late to consider life insurance. At any age, it’s a way to contribute to your legacy and shield your loved ones from the financial consequences of the unexpected. But if you’re over 50 years old, the picture is quite different from the experience of younger persons shopping for life insurance. Here’s what […]
What Is Accidental Death and Dismemberment (AD&D) Insurance?
When thinking about insurance, people are more likely to think about life insurance than accidental death and dismemberment (AD&D) insurance. But it’s important coverage because accidents happen, even if you’re careful. AD&D pays a benefit if you have an accident that results in loss of life, limb, hearing or sight. AD&D only covers certain deaths […]
What is No Medical Exam Life Insurance?
What is “no medical exam” life insurance? If you’re in the market for life insurance, you’ve likely encountered this term. What does it mean? But there’s a lot of misconception out there. To start, “no medical exam” policies aren’t a type of policy at all. Several life insurance policies don’t require a health exam, even […]
How Much Life Insurance Do I Need?
Figuring out how much life insurance you need can feel impossible. You want enough so your loved ones don’t have to worry, but you also want to keep costs down. Part of the calculation hinges on your lifestyle, goals, circumstances and family situation, so it’s different for everyone. Luckily, it’s easier than you think to […]
Can You Buy Life Insurance for Someone Else?
You already know that life insurance coverage can be an excellent way to protect your family’s future, but it could also make sense to insure someone other than yourself. But, can you buy life insurance for someone else? You can get life insurance on someone else, but you can’t take out a policy on just […]
What is Cash Value Life Insurance and How Does It Work?
If you’ve looked into getting life insurance, you’ve likely heard about cash value life insurance. You may even think it’s a great deal. After all, who wouldn’t want a policy that builds cash value? The trouble is that many people don’t understand the cost tradeoff of cash value life insurance. If cost is a concern, […]
What Is Whole Life Insurance and How Does It Work?
What is whole life insurance? You’ve probably heard the term before, but that doesn’t mean you fully understand it. You’re not alone — many people are confused by whole life insurance and how it works. Here’s what you need to know before committing to a policy. Table of Contents What Is Whole Life Insurance? Life […]
What Is Smart Life Insurance?
What Is Smart Life Insurance? Smart life insurance is a policy that’s designed to fit your specific life needs. That means it can automatically adjust to events in your life like paying off a mortgage, or kids graduating. Think about it, you rarely need the same amount of life insurance at 25 that you need […]
