The Average Cost Of Life Insurance By Age
Key Takeaways: Even for people of the same age, the cost of a plan can vary depending on the type of life insurance, the risk profile of the applicant, location, and the underwriting process. The cost of life insurance by age can increase as you get older, so it’s advantageous to get a life insurance […]
Does Term Life Insurance Have Cash Value?
Key Takeaways: Only permanent policies like whole life and universal life offer cash value, which may make them more attractive (until you understand what that does to the cost of the plan). Term life plans don’t offer cash value within the policy, but over time can help you build your savings and invest more wisely […]
4 Best Reasons to Focus on Financial Goals in the New Year
New Year’s resolutions generally revolve around health, weight loss or exercise. But what if you went outside the norm this year? There’s nothing wrong with wanting to make yourself physically and mentally healthier. However, the value of financial health is often overlooked. But here’s the thing — financial stress can negatively affect your health, including being […]
7 New Year’s Resolutions To Help Your Financial Goals Right Now
The new year gives you the opportunity to make a fresh start on your goals and ambitions. Some people focus on “losing weight” or “exercising more.” But what if you focused on your finances? These seven simple resolutions can get your finances started off on the right foot and put your mind at ease in […]
5 Steps to Building a Family Financial Wellness Plan: What You Need to Know
Family financial wellness is a crucial indicator of future financial stability. Without it, you may not meet your basic needs or long-term goals. See how to build your financial wellness plan in five easy steps.
Understanding the Cost of Life Insurance
Life Insurance is a great way to create a financial safety net for those who rely on you. It is not uncommon to pay over the course of decades, so understanding the cost of your policy, and how it is calculated is important. Determining the cost of a policy is different for everyone, but the […]
How everyday life saves you money.
We are on a mission to make prudent protection affordable for every budget and have invested our decades of insurance experience and technology leadership into building a solution that does just that. Bottom line – our solutions are the most cost-effective on the market. Here’s why: Let us explain: We don’t oversell you Our goal is to […]
How to protect your family financially
It’s as simple as this: Increase your retirement savings. Experts recommend that saving at least 10% of your income to fund your retirement will set you up financially to ensure your family is protected. What doesnt get enough attention, however, is the value your retirement savings have toward your life insurance. The concept is simple […]
Life Insurance Basics: What type should you buy?
Life insurance can be a daunting and complicated process but in reality, it’s incredibly simple. For basic family protection, the only kind of life insurance you need is term insurance. But there are so many options out there?! Salespeople are offering other permanent products such as whole life, universal life, variable universal life? We get it – […]
