What Is Accidental Death and Dismemberment (AD&D) Insurance?
When thinking about insurance, people are more likely to think about life insurance than accidental death and dismemberment (AD&D) insurance. But it’s important coverage because accidents happen, even if you’re careful. AD&D pays a benefit if you have an accident that results in loss of life, limb, hearing or sight. AD&D only covers certain deaths […]
Sproutt Life Insurance Review 2022
Choosing life insurance that matches your budget and needs isn’t always a simple decision. If you’ve been shopping around for life insurance, there’s a good chance you’ve come across the no medical exam life insurance plans offered by Sproutt. Sproutt life insurance offers a one-stop shop to get life insurance without taking a medical exam. […]
A Guide to Finding Affordable Life Insurance with No Medical Exam
No medical life insurance can allow you to apply for and get a policy without undergoing a routine medical exam. It might seem like the best fit for you, until you see your quote. In many cases, the convenience of a no exam policy can be costly if you aren’t careful. Here’s what you need […]
Do I Need Life Insurance? The Ultimate Guide to Help You Decide
Buying life insurance might be one of those things you just never got around to doing. You had many other things going on in your life, such as raising kids and preparing for retirement. Now, you may wonder, “Do I need life insurance?” It’s a good question because not everyone needs a policy. But you […]
Bestow vs. Everyday Life Insurance: Compare Online Life Insurance
Choosing a life insurance company can be overwhelming and incomprehensible. You’ll likely hear from various sources what to do during your search — and some of the advice is contradictory. Whether you’re just starting your life insurance shopping journey or somewhere in the middle, too many options can leave you asking questions like, What kind […]
What is No Medical Exam Life Insurance?
What is “no medical exam” life insurance? If you’re in the market for life insurance, you’ve likely encountered this term. What does it mean? But there’s a lot of misconception out there. To start, “no medical exam” policies aren’t a type of policy at all. Several life insurance policies don’t require a health exam, even […]
How Much Life Insurance Do I Need?
Figuring out how much life insurance you need can feel impossible. You want enough so your loved ones don’t have to worry, but you also want to keep costs down. Part of the calculation hinges on your lifestyle, goals, circumstances and family situation, so it’s different for everyone. Luckily, it’s easier than you think to […]
7 Reasons You (Think You) Don’t Need Life Insurance
Premature death can leave a lasting impact whether you’re married, single, young or don’t have time to shop for a policy. Before you decide you don’t need coverage, take a moment to reconsider the reasons you don’t need life insurance. Table of Contents 1. You’re Single You might think being single is one reason you […]
Can You Buy Life Insurance for Someone Else?
You already know that life insurance coverage can be an excellent way to protect your family’s future, but it could also make sense to insure someone other than yourself. But, can you buy life insurance for someone else? You can get life insurance on someone else, but you can’t take out a policy on just […]
What is Cash Value Life Insurance and How Does It Work?
If you’ve looked into getting life insurance, you’ve likely heard about cash value life insurance. You may even think it’s a great deal. After all, who wouldn’t want a policy that builds cash value? The trouble is that many people don’t understand the cost tradeoff of cash value life insurance. If cost is a concern, […]
