Life Insurance 101
Understanding the different types of life insurance policies can be tough. With so many options, how can you decide what is the best life insurance? Like many things in life, the answer isn’t cut and dried. One thing is for sure: Life insurance can protect the people who depend on you if the worst should […]
Is there a right age to get a life insurance policy?
Life insurance is designed to protect your family and any other people who may depend on you for financial support. We get it – it’s probably not something you think you need to consider when you’re in the prime of your 20’s or 30’s, but, funnily enough, it’s actually the perfect time to think about […]
Comparing the advantages and disadvantages of Life Insurance
Life insurance is designed to protect your loved ones when you pass away – to assist them financially, cover any debt, and contribute to other “life” things such as college funds and life admin. It sounds like life insurance is mostly advantageous – but like anything, there are some disadvantages and when it comes to […]
Term Laddering: What is it and how does it affect your life insurance policy?
When you purchase life insurance, you are purchasing a safety net for your family and loved ones if something happens to you. If something does happen to you, your family members can use your life insurance benefits to cover any financial obligations and/or debts you may have, and meet other ongoing financial needs, particularly if […]
Life Insurance Basics: Do you need it?
We’re all about helping people make smarter decisions when it comes to life insurance – that’s the intent behind the creation of Everyday Life. So when it comes to the question of whether you need life insurance or not – the answer is – maybe – because it really does come down to your personal […]
What’s wrong with traditional life insurance?
People aren’t buying it anymore, and that is a scary fact. So we set out to find out why, and how we can fix it. Here are a few very interesting statistics, as noted by Peter Orszag in his piece for Bloomberg View: So why are people no longer purchasing life insurance? No one is really sure why. Theories abound, […]
