Do I Need Life Insurance? The Ultimate Guide to Help You Decide

mom dad and little girls playing together

Buying life insurance might be one of those things you just never got around to doing. You had many other things going on in your life, such as raising kids and preparing for retirement. Now, you may wonder, “Do I need life insurance?”  It’s a good question because not everyone needs a policy. But you […]

Bestow vs. Everyday Life Insurance: Compare Online Life Insurance

woman shopping online for life insurance with Bestow and Everyday Life Insurance

Choosing a life insurance company can be overwhelming and incomprehensible. You’ll likely hear from various sources what to do during your search — and some of the advice is contradictory.  Whether you’re just starting your life insurance shopping journey or somewhere in the middle, too many options can leave you asking questions like, What kind […]

What is No Medical Exam Life Insurance?

busy mom shopping for no medical life insurance

What is “no medical exam” life insurance? If you’re in the market for life insurance, you’ve likely encountered this term. What does it mean? But there’s a lot of misconception out there. To start, “no medical exam” policies aren’t a type of policy at all. Several life insurance policies don’t require a health exam, even […]

How Much Life Insurance Do I Need?

african american man using a calculator to determine how much life insurance he needs

Figuring out how much life insurance you need can feel impossible. You want enough so your loved ones don’t have to worry, but you also want to keep costs down. Part of the calculation hinges on your lifestyle, goals, circumstances and family situation, so it’s different for everyone.  Luckily, it’s easier than you think to […]

7 Reasons You (Think You) Don’t Need Life Insurance

young single women have a night out with food and drinks

Premature death can leave a lasting impact whether you’re married, single, young or don’t have time to shop for a policy. Before you decide you don’t need coverage, take a moment to reconsider the reasons you don’t need life insurance.  Table of Contents 1. You’re Single You might think being single is one reason you […]

Can You Buy Life Insurance for Someone Else?

A large gathering of close friends and family

You already know that life insurance coverage can be an excellent way to protect your family’s future, but it could also make sense to insure someone other than yourself. But, can you buy life insurance for someone else? You can get life insurance on someone else, but you can’t take out a policy on just […]

Everyday Life’s Machine Learning Busting Down Massive Barriers in Life Insurance

Everyday Life revealing the life insurance approval process through artificial intelligence and machine learning

Life insurance is a complex topic. Besides the many products available, underwriting is a virtual black box. You provide lots of deeply personal information during the application process but have no idea how it’s actually being used. Even the most experienced agents don’t fully understand how companies underwrite applicants.  Dipali’s Take Machine learning in life […]

What is Cash Value Life Insurance and How Does It Work?

cash value life insurance

If you’ve looked into getting life insurance, you’ve likely heard about cash value life insurance. You may even think it’s a great deal. After all, who wouldn’t want a policy that builds cash value? The trouble is that many people don’t understand the cost tradeoff of cash value life insurance. If cost is a concern, […]

What Is Whole Life Insurance and How Does It Work?

family gathered around a loved ones hospital bed

What is whole life insurance? You’ve probably heard the term before, but that doesn’t mean you fully understand it. You’re not alone — many people are confused by whole life insurance and how it works. Here’s what you need to know before committing to a policy. Table of Contents What Is Whole Life Insurance? Life […]

Ethos vs. Everyday Life: Discover Why Convenience Shouldn’t Cost More

comparing ethos vs everyday life insurance

Shopping for life insurance can be a tedious and challenging task. After all, most people aren’t insurance experts. But a policy can be necessary to make sure your family is taken care of after you’re gone. Whether you’re just beginning your search or have been looking at life insurance companies for a while, you’ve likely […]