The Benefits Of Term Life Insurance
Key Takeaways: No one knows what the future will hold, which is why insurance exists – it protects you when the unexpected occurs. If you have people who depend on you for anything, having life insurance is a must! This will ensure that your family is covered financially if something happens to you, and also […]
How much does a $5 million life insurance policy cost?
Five million dollars in life insurance sounds like a lot… and it is. But for high earners, business owners, and families with significant estate planning needs, this level of coverage is more common than you might think. Here’s what you need to know about cost, eligibility, and what the application process actually looks like. What […]
Is Everyday Life Insurance a Carrier or a Broker?
Everyday Life Insurance is a licensed life insurance broker. There are two main players in life insurance: carriers and brokers (sometimes called agents). Carriers are the insurance companies that actually underwrite your policy and pay out the claim. Brokers and agents are the ones who help you find and apply for that policy, but they […]
Everyday Life Insurance vs. Buying Direct from a Carrier: What’s the Difference?
Not all life insurance shopping experiences are created equal. Depending on how you buy, you might end up with one company’s best guess at what you need, a quote that leads to a sales call, or a policy that was actually matched to your specific health profile and budget. This article breaks down the most […]
Can You Get Life Insurance While Pregnant?
Pregnancy has a way of making you think about things you’ve been putting off. Life insurance tends to be one of them. The good news is that being pregnant does not disqualify you from getting covered, and in most cases, the process is simpler than you might expect. Here’s what to know before you apply. […]
4 common myths about no medical exam life insurance
No medical exam life insurance sounds almost too good to be true. No scheduling, no waiting rooms, no labs. But the phrase gets misunderstood in both directions. Some people assume it means zero health questions. Others assume it always costs more. Neither is 100% true. Here’s what you need to know if you’re looking to […]
How Much Does a Million Dollar Life Insurance Policy Cost?
A million dollars is a lot. But when it comes to life insurance, a seven-figure policy may be more affordable than you think. Here’s what you need to know. What Affects the Cost? No two policies are priced the same. Your premium depends on several personal factors, including: Generally speaking, the younger and healthier you […]
Best Life Insurance Plans of 2026
At Everyday Life Insurance, your life insurance homework is done for you. We work with a carefully vetted selection of top-rated carriers, each chosen for financial strength, product quality, and value for everyday families. We only allow the very best insurance companies onto our platform. These are the companies we use to protect our loved […]
How to Get Life Insurance With No Medical Exam
If the idea of a medical exam has been holding you back from buying life insurance, you’re not alone. Between scheduling appointments, getting labs done, and waiting on results, the process can feel like quite a hassle. The good news is that getting life insurance with no medical exam is easier than ever. In fact, […]
Guaranteed Universal Life Insurance: Pros and Cons
Guaranteed Universal Life Insurance (often called GUL) sits somewhere between term life and whole life insurance. It offers permanent coverage with fixed premiums and a guaranteed death benefit, but without the cash value growth people often associate with permanent life insurance. For the right person, GUL can be a useful tool. For others, it can […]
Is Life Insurance With No Medical Exam More Expensive?
If you’ve been shopping for life insurance, you’ve probably come across “no medical exam” options. The idea is appealing—no copays, no labs, no scheduling. But is life insurance with no medical exam more expensive? The short answer: usually, yes. But there’s an important twist that most people don’t realize. You Can Get Life Insurance That […]
