The Benefits Of Term Life Insurance

benefits of term life insurance

Key Takeaways: No one knows what the future will hold, which is why insurance exists – it protects you when the unexpected occurs. If you have people who depend on you for anything, having life insurance is a must! This will ensure that your family is covered financially if something happens to you, and also […]

2025 Guide to IUL Life Insurance

is iul life insurance worth it - everyday life insurance - best life insurance calculator

Indexed Universal Life (IUL) insurance is a type of permanent life insurance that combines a death benefit with a cash value component tied to the performance of a stock market index, like the S&P 500. While it promises both life insurance protection and investment growth, IUL policies can be complicated, expensive, and often underperform compared […]

4 Tips for Buying Mortgage Protection Insurance

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Mortgage Protection Insurance (MPI) can be of high value for homeowners, guaranteeing that your mortgage will be paid if you pass away unexpectedly. But with several coverage options and costs, it’s important to understand the details before purchasing a policy. Here are five essential tips for buying MPI insurance and making the most of your […]

The 2024 Guide To Buying Life Insurance While Pregnant

buying life insurance while pregnant

Pregnancy can be a time of great joy and excitement. But it can also be overwhelming — there’s a lot that soon-to-be parents need to do in nine months to get ready for the new baby. Besides the practical matters, like getting the nursery set up, finding the best car seat, and picking a name, […]

Can 2 People Be on the Same Life Insurance Policy?

can two people be on the same life insurance - everyday life

It makes sense why many couples ask this question. Buying coverage once certainly sounds easier than buying it twice. The short answer is yes, two people can be on the same life insurance policy. But does it generally make sense to do so? Not necessarily. Let’s get into it. What Is Joint Life Insurance? This […]

Is Life Insurance a Good Idea for Seniors?

should seniors get life insurance - everyday life insurance - online calculator

As we get older, many of us start thinking more seriously about our financial plans and future security. One common question is whether life insurance is still worth it in our senior years. Should we be considering it now, or is it something that should have been taken care of earlier in life? Let’s break […]

Is Mortgage Protection Insurance Worth It?

is mortgage protection insurance mpi required - everyday life insurance online calculatuor

Mortgage Protection Insurance (MPI) can offer a sense of security for homeowners and lenders, but is it necessary for everyone? Let’s delve into what MPI is, whether it’s typically required, and whether it’s worth considering for your financial plan. What Is Mortgage Protection Insurance (MPI)? Mortgage Protection Insurance—often referred to as MPI—is a type of […]

How Life Insurance Agents Are Paid

how are life insurance agents paid

Shopping for life insurance is always made easier by working with an expert. But are you the one paying for their time? Not exactly. An independent life insurance agency’s commission doesn’t actually impact your monthly premiums. Let’s explore how life insurance agents are paid and why partnering with an agency like Everyday Life can be […]

How Does AD&D Insurance Pay Out?

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Accidental Death and Dismemberment (AD&D) insurance can be a critical part of your financial safety net, especially if you’ve been denied life insurance. But how do payouts work in the event of a claim? Let’s break it down. What Is AD&D Insurance? Accidental Death and Dismemberment (AD&D) insurance is a type of supplemental insurance that […]

The Complete Guide to Key Person Insurance

complete guide to key person insurance

You’re always going to have key players in any given business. Whether it’s the CEO or a seasoned sales executive, these people play a vital role in the health of the company. Key Person Insurance is designed to protect against the potential consequences of that person’s death or disability. While this sounds like something large […]

Do I Need Both Life Insurance and AD&D Insurance?

life insurance or ad and d insurance - everyday life insurance

When it comes to financial protection, life insurance is a crucial foundation. It provides a safety net for your loved ones in the event of your death, ensuring they have the financial resources they need to maintain their standard of living. While Accidental Death and Dismemberment (AD&D) insurance can offer additional coverage for accidental incidents, […]

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